Insurance and Sharing the New Home High

Today I started the process of calling around to get quotes on Homeowner's Insurance. My mortgage broker sent me an itemized description of my monthly mortgage payment. It includes a pay-in to an escrow account for funds for my homeowners insurance. I learned today that it's possible to find a policy with a monthly premium that is actuality lower (or higher) than the projected amount. Obviously that would impact the monthly mortgage payment, so it's good to shop around. 

First place I called was the agency where I have my auto insurance, just to start somewhere and get a quote. I spent about a half hour with Heather, a sweet young woman who shared that she is ALSO in the process of purchasing her first home. Heather is one of those precious people who makes calling in to an insurance agency actually enjoyable. She has a sweet way of talking, a genuine smile in her voice, and a patient way of responding to a question of any size. 

We chatted about the home buying adventure here and there during our call. We agreed that the roller coaster of a first time home purchase is really something special! There are not many moments in a lifetime that feel quite like this. There are incredible highs and lows, sometimes in the very same day. The feeling of supreme pressure and stress, but not the kind that makes you feel heavy and pained. This stress has you buzzing with excitement, like being full of electricity. This is a transition, there's a touch of concern for "can I pull this off?", a bit of grief for leaving behind the flexibility and transience of renting. But then there's the feeling of anticipation, the sensation of roots making their way into the earth from the souls of your feet. There's a "bigness" to this: I had a dream and I'm creating it as reality." Yeah, this feeling is one-of-a-kind. Wish you could bottle this moment!